Guide 2 Identity Theft - How To Protect Yourself
Guide 2 Identity Theft
What is Identity Theft
How It Happens
Types of Identity Theft
Commercial Identity Theft
Watch Out For
Credit Card Risks
Debit & ATM Cards
Spoofs & Phishing
Unsolicited Card Offers
Credit Reporting Agencies
If Your Identity Is Stolen
Guide 2 Identity Theft > Credit Reporting Agencies
Credit Reporting Agencies
Credit reporting agencies hold a personal credit file about you – and you have the right to see it. In some places, this service is available for free, although in others there may be a small administrative fee.
It is a good idea to check your credit file occasionally, especially if you think that you may be exposed to the risk of identity theft. One especially vulnerable time is when you have moved house and your mail deliveries may have gone astray. Accordingly, a check of your file a few months after the date of your move is strongly recommended.
Check your file for activity involving companies with which you know you have had no contact, or for other transactions that you do not recognise. This could indicate that your identity is being misused by someone, especially if you have other indications from elsewhere that something unusual is happening in your affairs – for example, if you received a bill for something that you did not buy.
If you have reason to think your credit standing may have been threatened by identity theft, you should advise the credit reporting agencies that you may have been the victim of identity theft fraud. You will probably be asked to give your reasons for thinking that, to help with their investigation. You may also receive guidance on what steps you should take given the nature of the suspected theft.
In the USA, you should issue a fraud alert to the three main credit-reporting agencies – the first one you call will probably undertake to issue it on to the others if you ask:-
In the UK, if you suspect your identity is being misused you can also lodge an alert with http://www.cifas.org.uk, which advises its members to take special care about confirming the identification of the applicant – including you – if your identity is used to obtain credit, open a bank account, apply for state services, etc.
Anti Spam Downloads
Anti Spam Software
Anti Spyware eBooks
Anti Spyware Guide
Anti Spyware Software
Anti Virus Software
Anti Virus eBooks
Crime Prevention eBooks
Privacy Protection Downloads
The information on this site is designed to help you understand the issues and improve your protection. No method of protection can be absolute. We recommend that you keep abreast of the ever-changing issues and do your own research to keep informed.
Copyright © 2006-2020, Answers 2000 Limited
CERTAIN CONTENT THAT APPEARS ON THIS SITE COMES FROM AMAZON SERVICES LLC. THIS CONTENT IS PROVIDED 'AS IS' AND IS SUBJECT TO CHANGE OR REMOVAL AT ANY TIME.
CERTAIN CONTENT THAT APPEARS ON THIS SITE,COMES FROM AMAZON EU S.à r.l. THIS CONTENT IS PROVIDED 'AS IS' AND IS SUBJECT TO CHANGE OR REMOVAL AT ANY TIME.
Disclosure: Our company's websites' content (including this website's content) includes advertisements for our own company's websites, products, and services, and for other organization's websites, products, and services. In the case of links to other organization's websites, our company may receive a payment, (1) if you purchase products or services, or (2) if you sign-up for third party offers, after following links from this website. Unless specifically otherwise stated, information about other organization's products and services, is based on information provided by that organization, the product/service vendor, and/or publicly available information - and should not be taken to mean that we have used the product/service in question. Additionally, our company's websites contain some adverts which we are paid to display, but whose content is not selected by us, such as Google AdSense ads. For more detailed information, please see Advertising/Endorsements Disclosures
Click privacy for information about our company's privacy, data collection and data retention policies, and your rights.
In Association With Amazon.com
Answers 2000 Limited is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.
In Association With Amazon.co.uk
Answers 2000 Limited is a participant in the Amazon EU Associates Programme, an affiliate advertising programme designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.co.uk.
As an Amazon Associate, our company earns from qualifying purchases. Amazon, the Amazon logo, Endless, and the Endless logo are trademarks of Amazon.com, Inc. or its affiliates.
All trademarks are property of their respective owners.
All third party content and adverts are copyright of their respective owners.