Guide 2 Identity Theft - How To Protect Yourself
Guide 2 Identity Theft
What is Identity Theft
How It Happens
Types of Identity Theft
Commercial Identity Theft
Watch Out For
Credit Card Risks
Debit & ATM Cards
Spoofs & Phishing
Unsolicited Card Offers
Credit Reporting Agencies
If Your Identity Is Stolen
Guide 2 Identity Theft > Secure Passwords
Tips on Good Secure PINs and Passwords
The need to remember a PIN or a password may tempt you to choose something familiar. It also may tempt us to choose universal PINs and passwords that we can use the same ones for many purposes without having to remember more than one set. These are dangerous shortcuts that intelligent identity thieves may take advantage of.
A password based on the user's real name or log in user name should be avoided. Any password that is based on information that can easily be suggested by a little research into who you are should also be avoided: a partner's name, children's names, brand of car you drive, your telephone number or car license plate, the street you live in, your father's name, your birthday, and so on.
A common way that identity thieves break passwords is through a dictionary attack. It simply involves trying a large number of words from the dictionary, in any language, in the hope that a normal word has been used. Similarly, words in reverse, common misspellings, or simple look alike substitutions (e.g. "1" for "i") are all tried..
A similar approach with attempts to break PINs is to start with easily remembered combinations, such as numbers in sequence, duplicated numbers or numbers representing years or birthdays.
Here is one method that you can use to make your password more secure:
To keep your passwords secure you should:
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The information on this site is designed to help you understand the issues and improve your protection. No method of protection can be absolute. We recommend that you keep abreast of the ever-changing issues and do your own research to keep informed.
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